5 of the best budgeting apps to save and earn more money

With things getting more and more expensive, The best budgeting apps can help you better manage and ultimately save money.

It is not cheap to be an international student. On average, US college students spend US$10,000 to US$18,000 per year on housing, food, textbooks, travel, weather-appropriate clothing, and entertainment. Tuition fees for undergraduate programs can range from $3,800 to $38,070, depending on the College Board, Trends in College Prices and Student Aid 2021.

These expenses can add up. Setting a budget lets you do more than see where your money is going—it helps you plan for future spending and reach your financial goals. Maybe you want to get out of debt or save for a new laptop or a trip, or just for a rainy day; whatever it is, these are the The best budgeting apps to help you get there:

best budget apps

Some of these apps can help you set up your budget and automatically track your spending. Source: Ina Fassbender/AFP

Best Budget Apps for International Students

1. mint

mint collect all your accounts in one place, giving you a snapshot of your financial life. With this free app, you can customize your budget based on different categories, like bills, entertainment, personal care, and more.

Linking your bank accounts to your Mint profile will automatically analyze your spending and suggest personalized budget goals.

One user explained how he benefited from the use of Mint: “Without Mint helping me manage all my accounts in one place, I wouldn’t have been motivated to pay off $125,000 of student debt in 3 years.”

You can download Mint on the App Store, Google Play, or sign up for a free account on their website.

2. Wally

Wally is another free app that works similar to Mint. However, you would have to record your transactions manually. On the plus side, you don’t need to connect your bank account to enjoy all the benefits.

With Wally, you can see your budget, making it easy to determine where you can cut back.

You can download the app on the App Store.

best budget apps

With Digit, you can automatically save small amounts of money every day. Source: Stephane De Sakutin/AFP

3. Good budget

Are you looking for an effective method to save money? Discharge Digit. This budget app connects to your bank account and automatically saves you small amounts of money each day.

You can indicate the maximum limit for Digit to save on a given day. Whether it’s 75 cents or a dollar, it adds up. The app also sets aside the correct amount to put into your “Bills” account to pay monthly bills like rent, utilities, or subscriptions.

The best part? you enjoy a six month free trial to familiarize yourself with the application. After that, you can pay a monthly subscription fee of US$5. Digit is available for download on the App Store and the Google Play Store.

4.Rakuten

When you’re in college, some expenses, like textbooks and groceries, are hard to avoid. You might think, “Wouldn’t it be nice to earn a little cash from these essentials?”

Rakuten can help. It is an app and browser extension that will help you get your money back when you shop online or in person. Once you connect your debit or credit cards to the app, you will receive a certain percentage of cash back when you shop at a store affiliated with the Rakuten network (more than 3,500 stores are included).

Cash rebate is paid quarterly by check or Paypal payments. This app is available on iOS and Android.

5. Top payback

If you are an international student studying in the UK, top refund It will allow you to claim money back on your online and in-store purchases at more than 5,000 merchants.

Your refund will appear on your “Earnings” page seven days after your purchase. Once the retailer pays the commission for your purchase, your refund becomes “payable” and can be withdrawn through your PayPal account. You can also turn it into a gift card with a bonus of up to 20%.

You can download Top Cashback in the app store Y google play store free.

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